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What are the Medicaid income and asset limits for home care in Mississippi?

Last verified October 17, 2026 · All Mississippi resources

In Mississippi, the income limit is under $2,982/month and the asset limit is $4,000 single. Mississippi sets its long-term care income standard at 300% of the SSI benefit, and countable income must be below that amount ($2,982 a month in 2026). Long-term care and home and community-based waiver groups use a resource limit of $4,000 for one person and $6,000 for a couple, higher than the $2,000 SSI limit. People whose income is over the limit, but not more than the private-pay cost of their care, can qualify with an Income Trust, and HCBS waiver participants can use one too.

Program Mississippi Medicaid long-term care: nursing facility care and 1915(c) HCBS waivers (such as the Elderly and Disabled Waiver)
Income limit (single applicant) under $2,982/month for a single applicant (countable income must be below 300% of the SSI benefit)
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $4,000 single
Asset limit (couple, both applying) $6,000 couple
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Mississippi Medicaid waivers that pay for home care.

How to apply in Mississippi (Mississippi Division of Medicaid)

What should you confirm with the state?

The Division of Medicaid's main website was down when this was checked, so confirm current figures by phone with the Division.

Sources

More for Mississippi

Medicaid eligibility by state: other states

Related guides

Authorizations

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