Authorizations
How to Become a Medicaid Provider for Home Care
To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.
What are the Medicaid income and asset limits for home care in Michigan?
Last verified October 17, 2026 · All Michigan resources
In Michigan, the income limit is $2,982/month and the asset limit is $9,950 single. For Michigan's MI Choice Waiver, gross countable income can't exceed 300% of the SSI benefit rate ($2,982 a month in 2026), and waiver eligibility can't be reached by meeting a deductible. Since February 2025, Michigan uses a higher asset limit for the waiver and several other aged and disabled Medicaid groups: $9,950 for one person and $14,910 for two in 2026. Medicaid won't pay for home and community-based or long-term care services if home equity exceeds $752,000, unless a spouse or certain children live in the home. Michigan's divestment (transfer) penalty rules apply to waiver participants.
| Program | MI Choice Waiver (MA Waiver for Elderly and Disabled), PACE, Home Help and Medicaid nursing facility care |
|---|---|
| Income limit (single applicant) | $2,982/month for a single applicant (MI Choice waiver: 300% of the SSI benefit rate) |
| How income is counted | special income limit (300% SSI) |
| Medically needy spend-down | Yes |
| Asset limit (single) | $9,950 single (2026, MI Choice waiver group) |
| Asset limit (couple, both applying) | $14,910 for an asset group of two (2026) |
| Home equity limit | $752,000 |
| Look-back period | 60 months |
What if a married applicant's spouse stays at home?
Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.
Which programs pay for care at home?
Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Michigan Medicaid waivers that pay for home care.
How to apply in Michigan (Michigan Department of Health and Human Services (MDHHS))
More for Michigan
Medicaid eligibility by state: other states
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