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What are the Medicaid income and asset limits for home care in Maine?

Last verified October 17, 2026 · All Maine resources

In Maine, the income limit is $2,982/month and the asset limit is $2,000 single. Long Term Care MaineCare has a 2026 income limit of $2,982 a month for both nursing facility care and home and community-based waiver services. The asset limit is $2,000 for one person or $3,000 for a couple, but up to $8,000 in savings for an individual ($12,000 for a couple) can be excluded first. People on a waiver keep a personal needs allowance of $2,609 a month, and everyone found eligible pays a monthly cost of care from income above their allowances. MaineCare looks back 60 months for assets transferred for less than fair market value.

Program Long Term Care MaineCare: nursing facility, residential care and home and community-based waiver services (such as Section 19 Home and Community Benefits for the Elderly and Adults with Disabilities)
Income limit (single applicant) $2,982/month for a single applicant
How income is counted special income limit (300% SSI)
Asset limit (single) $2,000 single (up to $8,000 of savings may be excluded)
Asset limit (couple, both applying) $3,000 couple (up to $12,000 of savings may be excluded)
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Maine Medicaid waivers that pay for home care.

How to apply in Maine (Maine Department of Health and Human Services, Office for Family Independence (eligibility) and Office of Aging and Disability Services)

Sources

More for Maine

Medicaid eligibility by state: other states

Related guides

Authorizations

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