Operations
Home Care Rates by State: Private Pay and Medicaid
Non-medical home care cost a median $35 an hour in 2025. What drives state differences, what Medicaid pays for personal care in four states, and how to price your agency.
Plan the day
Drag-and-drop scheduling Move visits when plans change Route optimization Each day in an efficient orderIn the field
GPS check-in & EVV Verified check-in at the home Caregiver app The whole day on their phone AI note taking New Talk through the visit, then signBack office
Timesheets & QuickBooks Coming soon Verified hours to payroll and billing HIPAA & compliance Records handled to HIPAA standards
Daily scheduling
Call-out coverage finder New Who can cover without overtime Overtime calculator Weekly and daily OT EVV visit checker New Will this visit get paid? 15-minute unit converter Minutes, units and hoursThe national median for non-medical in-home care was $35 an hour in 2025. Pick a state to start the calculator from its caregiver wage and median price, or open its page for Medicaid rates and the minimum wage.
Last reviewed October 17, 2026
Median price of non-medical in-home care (CareScout 2025), median caregiver wage (BLS, May 2025) and the state minimum wage. Each state's page has the calculator set to its numbers.
| State | Median price | Caregiver wage | Minimum wage | Medicaid rates |
|---|---|---|---|---|
| Alabama | $27 | $13.39 | $7.25 | — |
| Alaska | $38 | $19.11 | $14.00 | Linked |
| Arizona | $38 | $17.51 | $15.15 | Linked |
| Arkansas | $25 | $13.30 | $11.00 | Linked |
| California | $40 | $16.50 | $16.90 | Linked |
| Colorado | $42 | $18.53 | $15.16 | Linked |
| Connecticut | $36 | $18.75 | $16.94 | Linked |
| Delaware | $35 | $16.50 | $15.00 | — |
| District of Columbia | — | $20.53 | $18.40 | Linked |
| Florida | $32 | $16.25 | $15.00 | Linked |
| Georgia | $32 | $14.07 | $7.25 | Linked |
| Hawaii | $41 | $18.32 | $16.00 | Linked |
| Idaho | $39 | $16.72 | $7.25 | — |
| Illinois | $36 | $18.30 | $15.00 | Linked |
| Indiana | $35 | $16.86 | $7.25 | Linked |
| Iowa | $41 | $17.34 | $7.25 | Linked |
| Kansas | $34 | $15.03 | $7.25 | Linked |
| Kentucky | $33 | $17.52 | $7.25 | Linked |
| Louisiana | $26 | $10.83 | $7.25 | Linked |
| Maine | $45 | $18.55 | $15.10 | — |
| Maryland | $35 | $18.29 | $15.00 | Linked |
| Massachusetts | $40 | $19.67 | $15.00 | Linked |
| Michigan | $35 | $16.83 | $13.73 | Linked |
| Minnesota | $44 | $18.45 | $11.41 | Linked |
| Mississippi | $24 | $11.47 | $7.25 | — |
| Missouri | $33 | $15.90 | $15.00 | Linked |
| Montana | $38 | $17.61 | $10.85 | Linked |
| Nebraska | $36 | $17.38 | $15.00 | Linked |
| Nevada | $37 | $16.19 | $12.00 | Linked |
| New Hampshire | $40 | $18.64 | $7.25 | — |
| New Jersey | $38 | $17.83 | $15.92 | Linked |
| New Mexico | $30 | $13.71 | $12.00 | Linked |
| New York | $35 | $19.05 | $17.00 | Linked |
| North Carolina | $30 | $15.02 | $7.25 | Linked |
| North Dakota | $34 | $18.96 | $7.25 | — |
| Ohio | $34 | $16.57 | $11.00 | Linked |
| Oklahoma | $33 | $13.32 | $7.25 | Linked |
| Oregon | $40 | $21.35 | $15.55 | Linked |
| Pennsylvania | $34 | $14.14 | $7.25 | Linked |
| Rhode Island | $40 | $21.00 | $16.00 | Linked |
| South Carolina | $31 | $14.48 | $7.25 | Linked |
| South Dakota | $44 | $18.15 | $11.85 | Linked |
| Tennessee | $31 | $15.45 | $7.25 | Linked |
| Texas | $30 | $11.65 | $7.25 | Linked |
| Utah | $39 | $17.25 | $7.25 | Linked |
| Vermont | $45 | $20.00 | $14.42 | Linked |
| Virginia | $35 | $14.57 | $12.77 | Linked |
| Washington | $45 | $22.95 | $17.13 | Linked |
| West Virginia | $30 | $13.47 | $8.75 | Linked |
| Wisconsin | $36 | $17.47 | $7.25 | Linked |
| Wyoming | $46 | $15.96 | $7.25 | — |
Labor cost per billed hour is the pay rate, plus half the overtime share for time-and-a-half, plus payroll burden, divided by the share of paid hours you can bill. The bill rate is labor divided by one minus overhead and margin when overhead is a share of revenue, or labor plus overhead divided by one minus margin when it is dollars per hour. Break-even is the same with no margin.
The pay rate starts at the median aide wage and the bill rate to test at the median price, for the US or the state you pick. Payroll burden starts at 20%: Social Security, Medicare and unemployment taxes plus workers' comp usually add 18–22% to wages, but yours depends on your state, your workers' comp class and your claims. The other defaults are examples, not benchmarks.
If you budget overhead as an annual figure, the bill rate calculator spreads it over your billable hours instead.
Private-pay invoicing from verified visit data is coming soon, at the rates in each service agreement, so a rate change will show up correctly on the next invoice. See what’s coming for invoicing.
The CareScout 2025 Cost of Care Survey puts the national median for non-medical in-home care at $35 an hour. Wyoming has the highest state median ($46) and Mississippi the lowest ($24).
They are the median prices in each state. Your own rate should come from your costs: wage, payroll burden, overhead and margin. Use the bill rate calculator, then compare.
Each state sets its own rates, usually per 15-minute unit and sometimes per hour, and some states set them by county or program. Each state page links to the official rate source where one is published.
Operations
Non-medical home care cost a median $35 an hour in 2025. What drives state differences, what Medicaid pays for personal care in four states, and how to price your agency.
Operations
Build your private-pay hourly rate from caregiver wage, payroll burden, unpaid-but-paid time, overhead and margin. Worked example and national benchmarks.
Operations
Bill rate = loaded wage plus overhead, divided by one minus your margin. The formula, a quick table by wage, the payroll taxes behind it, and where shortcuts mislead.
Operations
Raise private-pay rates when costs rise, give at least 30 days' written notice (60 in Connecticut), explain the reason in one sentence. Sample letter included.
These free tools are made by the team behind Caregiver Scheduling, caregiver scheduling software for home care agencies.
Simple pricing
From $199 /month
Up to 10 caregivers on Starter, 50 on Growth.
More than 50 caregivers? We'll put together a custom Scale plan for your agency.