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Home Care Rates by State: Private Pay and Medicaid
Non-medical home care cost a median $35 an hour in 2025. What drives state differences, what Medicaid pays for personal care in four states, and how to price your agency.
Home care rates in Minnesota: private pay and Medicaid
Last verified October 17, 2026 · All Minnesota resources
Non-medical in-home care in Minnesota cost a median of $44 an hour in 2025, according to the CareScout Cost of Care Survey, against $35 nationally.
What do families pay for home care in Minnesota?
| Measure | Minnesota | United States |
|---|---|---|
| Median hourly cost, non-medical in-home care | $44 | $35 |
| Caregiver wage, mean hourly (BLS) | $19.13 | — |
CareScout's 2025 survey reports homemaker and home health aide services together as non-medical in-home care. In Minnesota the median price is 2.3 times the average caregiver wage.
What does Minnesota Medicaid pay for personal care?
CFSS (Community First Services and Supports), agency, 1:1, T1019 U9, $6.22 per 15 minutes; DHS-3945 Long-Term Services and Supports Service Rate Limits effective 2026-10-01. Complex 1:1 (T1019 U9 TG) is $6.99. Separate PCA/CFSS tiered rates (worker retention component, Minn. Stat. 256B.851) apply from 2026-01-01. Open the official rate source . Managed care plans may pay different rates.
What do caregivers earn in Minnesota?
Home health and personal care aides in Minnesota earned a median of $18.45 an hour in May 2025, according to the Bureau of Labor Statistics. The lowest-paid tenth earned under $15.87 and the highest-paid tenth over $22.43. See pay in Minnesota's largest metro areas.
What is the minimum wage for caregivers in Minnesota?
Minnesota's minimum wage is $11.41 an hour. Adjusted annually by formula.
It is scheduled to rise to $11.87 on January 1, 2027 .
Minnesota also sets a higher wage floor for some home care workers:
- $20.00 an hour since January 1, 2026: PCA Choice workers at the base experience tier (0-1,000 hours), employed by PCA Choice provider agencies; DHS requires PCA Choice providers to pay the SEIU-State tiered wage floor (condition of Medicaid participation). Does not cover traditional agency-model PCA/CFSS workers. Source
Overtime rules are on the Minnesota overtime and minimum wage page.
How much should a home care agency charge per hour in Minnesota?
Enough to cover fully loaded caregiver labor, overhead and a margin. Starting from the Minnesota median aide wage of $18.45, with a 20% payroll burden, 5% paid time off and training, 5% unbilled travel, 5% overtime, 25% overhead and a 10% margin, the calculator below gives about $38.79 an hour. Change any number to match your agency.
How does the calculator work?
Labor cost per billed hour is the pay rate, plus half the overtime share for time-and-a-half, plus payroll burden, divided by the share of paid hours you can bill. The bill rate is labor divided by one minus overhead and margin when overhead is a share of revenue, or labor plus overhead divided by one minus margin when it is dollars per hour. The bill rate to test starts at the Minnesota median price, so you can see the margin a typical rate leaves.
If you budget overhead as an annual figure, the bill rate calculator spreads it over your billable hours instead. Both are estimates for planning, not pricing or wage-and-hour advice.
Sources
More for Minnesota
Home care rates by state: other states
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