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Home care rates in Connecticut: private pay and Medicaid

Last verified October 17, 2026 · All Connecticut resources

Non-medical in-home care in Connecticut cost a median of $36 an hour in 2025, according to the CareScout Cost of Care Survey, against $35 nationally.

What do families pay for home care in Connecticut?

MeasureConnecticutUnited States
Median hourly cost, non-medical in-home care$36$35
Caregiver wage, mean hourly (BLS) $19.37 —

CareScout's 2025 survey reports homemaker and home health aide services together as non-medical in-home care. In Connecticut the median price is 1.9 times the average caregiver wage.

What does Connecticut Medicaid pay for personal care?

Connecticut DSS publishes provider fee schedules, including the Connecticut Home Care Program for Elders (CHCPE) schedule, through the CTDSSMAP Provider Fee Schedule Download page, which requires accepting license agreements. Rates were not retrieved. Open the official rate source . Managed care plans may pay different rates.

What do caregivers earn in Connecticut?

Home health and personal care aides in Connecticut earned a median of $18.75 an hour in May 2025, according to the Bureau of Labor Statistics. The lowest-paid tenth earned under $16.35 and the highest-paid tenth over $21.71. See pay in Connecticut's largest metro areas.

What is the minimum wage for caregivers in Connecticut?

Connecticut's minimum wage is $16.94 an hour.

It is scheduled to rise to $17.48 on January 1, 2027 .

Overtime rules are on the Connecticut overtime and minimum wage page.

How much should a home care agency charge per hour in Connecticut?

Enough to cover fully loaded caregiver labor, overhead and a margin. Starting from the Connecticut median aide wage of $18.75, with a 20% payroll burden, 5% paid time off and training, 5% unbilled travel, 5% overtime, 25% overhead and a 10% margin, the calculator below gives about $39.42 an hour. Change any number to match your agency.

Connecticut minimum wage

Starts at the median aide wage in Connecticut (BLS). Use your own.

Payroll taxes, workers' comp and unemployment insurance. Often 18–22%.

Paid hours you can't bill, as a share of paid hours.

Drive time between clients, as a share of paid hours.

Share of paid hours paid at 1.5×.

Profit left after labor and overhead.

Office staff, rent, insurance, software, marketing.

Starts at the median private-pay rate in Connecticut (CareScout). Enter your own or a Medicaid rate.

Bill rate for a 10% margin

$39.42/hr

Break-even rate

$34.17/hr

Covers labor and overhead, with no profit.

Labor cost per billed hour

$25.63/hr

$18.75 pay + $2.08 unbilled time + $0.52 overtime + $4.27 payroll burden

Margin at $36.00/hr

3.82%

$1.37 profit per hour after overhead. Gross margin 28.82% before overhead.

Each extra point of overtime adds $0.13 and each point of unbilled travel $0.29 to labor per billed hour.

How does the calculator work?

Labor cost per billed hour is the pay rate, plus half the overtime share for time-and-a-half, plus payroll burden, divided by the share of paid hours you can bill. The bill rate is labor divided by one minus overhead and margin when overhead is a share of revenue, or labor plus overhead divided by one minus margin when it is dollars per hour. The bill rate to test starts at the Connecticut median price, so you can see the margin a typical rate leaves.

If you budget overhead as an annual figure, the bill rate calculator spreads it over your billable hours instead. Both are estimates for planning, not pricing or wage-and-hour advice.

Sources

More for Connecticut

Home care rates by state: other states

Related guides

These free tools are made by the team behind Caregiver Scheduling, caregiver scheduling software for home care agencies.

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