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What are the Medicaid income and asset limits for home care in Colorado?

Last verified October 17, 2026 · All Colorado resources

In Colorado, the income limit is $2,982/month and the asset limit is $2,000 single. For Colorado's Elderly, Blind, and Disabled Waiver and other long-term care Medicaid, monthly income must be under three times the federal SSI amount, which is $2,982 in 2026. Countable resources must be under $2,000 for a single person or $3,000 for a couple. Local case management agencies handle the functional assessment and service plan.

Program Health First Colorado (Medicaid) long-term services and supports, including the Elderly, Blind, and Disabled (EBD) Waiver and nursing facility care
Income limit (single applicant) $2,982/month for a single applicant (three times the SSI amount)
How income is counted special income limit (300% SSI)
Asset limit (single) $2,000 single
Asset limit (couple, both applying) $3,000 couple
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Colorado Medicaid waivers that pay for home care.

How to apply in Colorado (Colorado Department of Health Care Policy and Financing (HCPF))

What should you confirm with the state?

Ask HCPF or your county about income trusts if your income is over the limit, and about spousal rules if you are married.

Sources

More for Colorado

Medicaid eligibility by state: other states

Related guides

Authorizations

How to Become a Medicaid Provider for Home Care

To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.

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