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How to Become a Medicaid Provider for Home Care
To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.
What are the Medicaid income and asset limits for home care in Florida?
Last verified October 17, 2026 · All Florida resources
In Florida, the income limit is $2,982/month and the asset limit is $2,000 single. Florida's income limit for nursing home Medicaid (ICP) and home and community-based services, including the SMMC Long-Term Care program, is $2,982 a month for one person and $5,964 for a couple in 2026. The asset limit is $2,000 for one person or $3,000 for a couple, and home equity over $752,000 disqualifies an applicant. People whose gross income is over the limit can qualify by depositing income into a Qualified Income Trust each month. A spouse who stays at home can keep up to $162,660 in assets.
| Program | Statewide Medicaid Managed Care Long-Term Care (SMMC LTC) program and the Institutional Care Program (ICP) for nursing homes |
|---|---|
| Income limit (single applicant) | $2,982/month for a single applicant |
| How income is counted | special income limit (300% SSI) |
| Qualified income (Miller) trust used | Yes |
| Asset limit (single) | $2,000 single |
| Asset limit (couple, both applying) | $3,000 couple (both applying) |
| Home equity limit | $752,000 |
| Look-back period | 60 months |
What if a married applicant's spouse stays at home?
Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.
Which programs pay for care at home?
Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Florida Medicaid waivers that pay for home care.
How to apply in Florida (Florida Department of Children and Families (eligibility); Agency for Health Care Administration and Department of Elder Affairs (SMMC LTC))
What should you confirm with the state?
Enrollment in SMMC LTC starts with a screening by your local Aging and Disability Resource Center, so contact them as well as DCF.
More for Florida
Medicaid eligibility by state: other states
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