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What are the Medicaid income and asset limits for home care in Georgia?

Last verified October 17, 2026 · All Georgia resources

In Georgia, the income limit is $2,982/month and the asset limit is $2,000 single. Georgia uses a 'Medicaid Cap' of $2,982 a month for one person ($5,964 for a couple) in 2026 for nursing home care and its home and community-based waivers, including the Elderly and Disabled Waiver. The resource limit is $2,000 for one person or $3,000 for a couple. People with income at or above the cap can qualify by putting income into a Qualified Income Trust. A spouse living at home can keep up to $162,660 in resources.

Program Georgia ABD Medicaid long-term care: Elderly and Disabled Waiver Program (CCSP and SOURCE), Independent Care Waiver Program, and nursing home Medicaid
Income limit (single applicant) $2,982/month for a single applicant (the 'Medicaid Cap')
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $2,000 single
Asset limit (couple, both applying) $3,000 couple
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Georgia Medicaid waivers that pay for home care.

How to apply in Georgia (Georgia Department of Community Health (Medicaid agency); Division of Family and Children Services determines eligibility)

Sources

More for Georgia

Medicaid eligibility by state: other states

Related guides

Authorizations

How to Become a Medicaid Provider for Home Care

To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.

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