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What are the Medicaid income and asset limits for home care in New Jersey?

Last verified October 17, 2026 · All New Jersey resources

In New Jersey, the income limit is $2,982/month and the asset limit is $2,000 single. New Jersey's MLTSS program has a 2026 income limit of $2,982 a month. People with higher income must set up a Qualified Income Trust (QIT) to be considered income-eligible. Applicants must own $2,000 or less in countable resources, measured on the first day of each month; the home and a vehicle are excluded, and some resources can be set aside for a spouse. The County Social Service Agency reviews five years of finances for transfers.

Program NJ FamilyCare Managed Long Term Services and Supports (MLTSS): home and community-based services, assisted living and nursing facility care
Income limit (single applicant) $2,982/month for a single applicant
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $2,000 single
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the New Jersey Medicaid waivers that pay for home care.

How to apply in New Jersey (New Jersey Department of Human Services, Division of Medical Assistance and Health Services (DMAHS); County Social Service Agencies determine eligibility)

Sources

More for New Jersey

Medicaid eligibility by state: other states

Related guides

Authorizations

How to Become a Medicaid Provider for Home Care

To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.

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