Does New Jersey require a home care surety bond?

Yes. New Jersey requires a surety bond of $10,000. Health care service firms must post a $10,000 bond at initial registration and renewal. The Director may waive it for a firm with a net worth of $100,000 or more shown by a certified financial report.

For the license itself, see New Jersey home care agency licensing.

What is the difference between a surety bond and a fidelity bond?

A surety bond guarantees to the state or a payer that your agency will follow the rules or repay what it owes. A fidelity or employee dishonesty bond protects clients if a caregiver steals from them. Clients and referral sources often ask for the second even where the state requires neither.

What should you confirm with the state?

The 76-hour training requirement applies to certified homemaker-home health aides. A firm can send uncertified workers, such as companions, if it gives clients the required disclosures at least 24 hours before services. Confirm the $500 annual fee and the new September 30 expiration date with the Division of Consumer Affairs.