Compliance
What a Surety Bond Is and Which Home Care Agencies Need One
Most states do not require a surety bond for a home care license. Where one is required, by licensing or Medicaid, the amounts run from $5,000 to $50,000 and up.
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No. Louisiana does not require a surety bond for non-medical home care agencies. The HCBS licensing rule asks for a line of credit, not a surety bond: at least $50,000 from a federally insured lender, plus at least $300,000 in general and professional liability insurance and workers' compensation.
For the license itself, see Louisiana home care agency licensing.
A surety bond guarantees to the state or a payer that your agency will follow the rules or repay what it owes. A fidelity or employee dishonesty bond protects clients if a caregiver steals from them. Clients and referral sources often ask for the second even where the state requires neither.
The license fee is set by statute; confirm the current amount with the Louisiana Department of Health, Health Standards Section. Also confirm with LDH whether staff must be checked against the Direct Service Worker Registry.
Compliance
Most states do not require a surety bond for a home care license. Where one is required, by licensing or Medicaid, the amounts run from $5,000 to $50,000 and up.
Operations
Home care agencies need general and professional liability, workers' comp, non-owned auto, a fidelity bond and cyber cover. What states require, with minimums.
General
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