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What are the Medicaid income and asset limits for home care in Ohio?

Last verified October 17, 2026 · All Ohio resources

In Ohio, the income limit is $2,982/month and the asset limit is $2,000 single. Ohio's Special Income Level for nursing facility and HCBS waiver applicants is $2,982 a month in 2026, which is 300% of the SSI benefit. Applicants whose income is over that level can set up a qualified income trust (QIT) to bring their countable income down to the limit. The Medicaid resource limit is $2,000 for one person and $3,000 for a couple. Home equity over $752,000 can make someone ineligible for long-term care coverage.

Program Ohio Medicaid long-term care: PASSPORT, Assisted Living and other HCBS waivers, MyCare Ohio, and nursing facility care
Income limit (single applicant) $2,982/month for a single applicant (Special Income Level, 300% of SSI)
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $2,000 single
Asset limit (couple, both applying) $3,000 couple
Home equity limit $752,000
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Ohio Medicaid waivers that pay for home care.

How to apply in Ohio (Ohio Department of Medicaid (ODM); county departments of job and family services determine eligibility; Ohio Department of Aging administers PASSPORT)

Sources

More for Ohio

Medicaid eligibility by state: other states

Related guides

Authorizations

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