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What are the Medicaid income and asset limits for home care in Oklahoma?

Last verified October 17, 2026 · All Oklahoma resources

In Oklahoma, the income limit is $2,982/month and the asset limit is $2,000 single. Oklahoma's income standard for nursing facility care, the ADvantage Waiver and other home and community-based waivers is $2,982 a month in 2026, which is 300% of the SSI benefit. People with higher income can use a Medicaid Income Pension Trust if their countable income is no more than $7,637 a month. The resource limit is $2,000 for an individual and $3,000 for an individual and spouse. Home equity for people approved for long-term care cannot exceed $752,000.

Program SoonerCare long-term care: ADvantage Waiver (HCBS for aged and disabled adults), other HCBS waivers and nursing facility care
Income limit (single applicant) $2,982/month for a single applicant (300% of the SSI federal benefit rate)
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $2,000 single
Asset limit (couple, both applying) $3,000 individual and spouse
Home equity limit $752,000
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Oklahoma Medicaid waivers that pay for home care.

How to apply in Oklahoma (Oklahoma Health Care Authority (OHCA); Oklahoma Human Services (OKDHS) determines eligibility)

Sources

More for Oklahoma

Medicaid eligibility by state: other states

Related guides

Authorizations

How to Become a Medicaid Provider for Home Care

To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.

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