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What are the Medicaid income and asset limits for home care in Rhode Island?

Last verified October 17, 2026 · All Rhode Island resources

In Rhode Island, the income limit is $2,982/month and the asset limit is $4,000 single. Rhode Island's Special Income/HCBS pathway for long-term services and supports allows income up to 300% of the SSI standard, which is $2,982 a month in 2026. People with higher income are automatically checked for the medically needy pathway, where countable income must be below the average cost of care in the setting they need. The resource limit is $4,000 for an individual on every LTSS pathway except Medicaid expansion adults, who have no resource limit. Rhode Island uses the federal minimum home equity limit, $752,000 in 2026.

Program Rhode Island Medicaid Long-Term Services and Supports (LTSS): home and community-based services and nursing facility care
Income limit (single applicant) $2,982/month for a single applicant (300% of the SSI standard, Special Income/HCBS pathway); higher income may qualify through the medically needy pathway
How income is counted other: 300% SSI special income/HCBS pathway, plus a medically needy pathway capped at the cost of care
Medically needy spend-down Yes
Asset limit (single) $4,000 single
Home equity limit $752,000
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Rhode Island Medicaid waivers that pay for home care.

How to apply in Rhode Island (Rhode Island Executive Office of Health and Human Services (EOHHS); Department of Human Services (DHS) determines eligibility)

Sources

More for Rhode Island

Medicaid eligibility by state: other states

Related guides

Authorizations

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