Skip to content
Caregiver Scheduling

What are the Medicaid income and asset limits for home care in South Carolina?

Last verified October 17, 2026 · All South Carolina resources

In South Carolina, the income limit is $2,982/month and the asset limit is $2,000 single. South Carolina's home and community-based waivers and nursing home Medicaid have an income limit of 300% of the federal benefit rate, $2,982 a month per person in 2026, and a resource limit of $2,000 per individual. Waiver applicants must need nursing-home-level care and receive at least one waiver service for 30 consecutive days. People whose income is over the cap can set up an income trust, both in a nursing facility and on any of the state's waivers. Nursing home residents pay part of their cost of care.

Program Healthy Connections Medicaid long-term care: Home and Community-Based Services waivers (such as Community Choices) and MAO-Institutional nursing home care
Income limit (single applicant) $2,982/month for a single applicant (300% of the federal benefit rate)
How income is counted special income limit (300% SSI)
Qualified income (Miller) trust used Yes
Asset limit (single) $2,000 single
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the South Carolina Medicaid waivers that pay for home care.

How to apply in South Carolina (South Carolina Department of Health and Human Services (SCDHHS))

Sources

More for South Carolina

Medicaid eligibility by state: other states

Related guides

Authorizations

How to Become a Medicaid Provider for Home Care

To bill Medicaid for home care you need a state license, a Type 2 NPI, state Medicaid enrollment and screening, waiver or managed care contracts, EVV and authorizations.

These free tools are made by the team behind Caregiver Scheduling, caregiver scheduling software for home care agencies.

Simple pricing

From $199 /month

Up to 10 caregivers on Starter, 50 on Growth.

More than 50 caregivers? We'll put together a custom Scale plan for your agency.