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What are the Medicaid income and asset limits for home care in Utah?

Last verified October 17, 2026 · All Utah resources

In Utah, the income limit is $2,982/month and the asset limit is $2,000 single. Utah's New Choices Waiver Special Income Group allows income up to 300% of the SSI rate, $2,982 a month in 2026. For nursing home care, income generally must be less than the private cost of care: residents keep $45 a month for personal needs and pay the rest to the facility as their share of cost. A spenddown is allowed for nursing home care and through a spenddown waiver group. The nursing home resident may keep $2,000 in assets, and the maximum home equity is $752,000.

Program Utah Medicaid long-term care: nursing home care and HCBS waivers (Aging Waiver, New Choices Waiver, Physical Disabilities Waiver and others)
Income limit (single applicant) $2,982/month for a single applicant (New Choices Waiver Special Income Group, 300% of SSI); nursing home income generally must be below the private cost of care, with a spenddown
How income is counted other: 300% SSI special income group for waivers; nursing home and waiver spenddown also allowed
Medically needy spend-down Yes
Asset limit (single) $2,000 single
Home equity limit $752,000
Look-back period 60 months

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Utah Medicaid waivers that pay for home care.

How to apply in Utah (Utah Department of Health and Human Services (DHHS), Medicaid; Department of Workforce Services (DWS) determines eligibility)

Sources

More for Utah

Medicaid eligibility by state: other states

Related guides

Authorizations

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