What are the Medicaid income and asset limits for home care in Vermont?

In Vermont, the income limit is $2,982/month and the asset limit is $2,000 single. Vermont's long-term care Medicaid uses an institutional income standard of 300% of the maximum SSI payment, $2,982 a month in 2026, for nursing home residents and for people in the special income group who qualify for home and community-based services. Vermont also allows spenddowns, where people use medical expenses to bring their income down to the applicable limit. Medicaid for the Aged, Blind and Disabled has a resource limit of $2,000 for an individual. Vermont's Choices for Care also has a Moderate Needs group with its own rules, including a $10,000 resource disregard.

What if a married applicant's spouse stays at home?

Federal spousal impoverishment rules protect part of the couple's income and assets for the spouse who stays home. For 2026 the community spouse can keep between $32,532 and $162,660 in assets, depending on the state.

Which programs pay for care at home?

Once someone is financially eligible, home care is usually paid through a waiver or state plan program. See the Vermont Medicaid waivers that pay for home care.

How to apply in Vermont (Vermont Agency of Human Services: Department of Vermont Health Access (DVHA), Department for Children and Families (eligibility) and Department of Disabilities, Aging and Independent Living (DAIL))

What should you confirm with the state?

Confirm the current resource limit and how it applies to married couples with Vermont's Department for Children and Families before applying.